FIND THE RIGHT LOAN

NVR Mortgage offers a wide range of loan programs to fit your specific individual needs. Based on your feedback, we can help you choose a program best positioned to meet your needs.

WHAT LOAN PRODUCT IS RIGHT FOR ME? 

Fixed Rates

  • The interest rate and monthly principal and interest (P&I) payments remain the same for the life of your loan.

  • Great for those on a fixed income.

  • Great for those who plan to make this their long-term home. 

Adjustable Rate Mortgages (ARMs)

  • The interest rate and monthly principal and interest (P&I) payments remain the same for a set initial period, based on the type of ARM loan selected.

  • After the initial period, your interest rate will then adjust periodically.

  • The Initial ARM rate is typically lower than a fixed rate loan.

  • Beneficial for those whose income is expected to increase in the future.

  • Great for those who plan to move in five to seven years.

WHAT LOAN SIZE IS RIGHT FOR ME?

Jumbo

  • The interest rate and monthly principal and interest (P&I) payments remain the same for the life of your loan.

  • Great for those on a fixed income.

  • Great for those who plan to make this their long-term home.

Conforming

  • Provide financing for loan amounts less than or equal to $484,350.

  • Follows industry standard underwriting guidelines.

WHAT PROGRAMS AM I ELIGIBLE FOR?

First-Time Homebuyer Programs

  • May be available to borrowers who have not owned a home in the past 3 years.

  • Benefits vary based on geographic locations.

  • Lower down payment

Government Programs

  • Federal, state and local agency programs to assist borrowers with purchasing a home.

  • Loans offered from FHA, VA, and USDA.

  • Lower down payments available.

  • Lower credit scores permitted.

  • Down payment assistance may be available.

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